Fine argued users care about accessing applications, not converting fiat to crypto, making invisible payment flows the future of Web3. The company, which powers withdrawals for Polymarket and deposits into Aave's largest vaults, said it processes more than $3 billion in monthly volume. Legacy crypto infrastructure such as standalone on-ramps and blockchain bridges is destined to disappear as digital asset applications adopt unified payment systems that make moving money onchain largely invisible to users, according to Fun CEO Alex Fine. Rather than forcing users through separate funding, bridging and conversion steps, Fine said the next generation of crypto applications will embed payments directly into the user experience, abstracting away the underlying blockchain complexity. The shift, he argued, mirrors traditional Web2 payments, where consumers rarely think about…

They want to use an application." Fun is a payments infrastructure company that builds the backend technology connecting traditional payment systems with blockchain networks. Rather than operating as a consumer-facing exchange or wallet, it provides APIs that allow fintechs and crypto applications to embed deposits, withdrawals, settlement and checkout directly into their products, abstracting away the complexity of moving funds between fiat currencies, stablecoins and blockchains. The comments come as prediction markets such as Polymarket and Kalshi, along with tokenized equities platforms, continue to attract growing numbers of users and trading activity. While those applications have become increasingly visible, the infrastructure that enables deposits, withdrawals and settlement has largely remained behind the scenes. Fun is one of the companies building that infr…