Build a Morning News Digest: Easy, Custom Content, Free! On June 30, the Fed, the FDIC, and the OCC released their 2026 list of geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit, as well as an accompanying document outlining the methodology and source information the agencies employed. The agencies said the list includes distressed or underserved nonmetropolitan middle-income geographies where revitalization or stabilization activities are eligible to receive CRA consideration.

The designations reflect local economic conditions, including unemployment, poverty, and population changes. FDIC, OCC propose CRA reforms following vacatur motion on 2023 rule Texas bank consents to OCC BSA/AML order as part of national charter conversion Federal banking agencies coordinate handling of ‘highly sensitive’ exam materials Agencies issue guidance on obligations and ‘credit risk’ when lending to non-work authorized individuals Fed data show noncash payments grew, credit cards outpaced debit cards in 2024 Fed vice chair for supervision ties responsible AI adoption to financial inclusion goals FDIC proposes assessment and resolution submission changes for insured depository institutions